Terms of Service

1. Acceptance of Terms

By accessing or using the The Salary Calc website (thesalarycalc.co.uk), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use our website or services. Your continued use of the site following any changes to these terms constitutes acceptance of those changes.

2. Service Description

The Salary Calc provides free online calculator tools for educational and informational purposes. Our tools cover areas including finance, tax, mortgage, health, science, mathematics and unit conversions. All calculators are designed to help users perform quick estimates and understand general concepts related to these subjects.

3. Disclaimer — Not Professional Advice

The results provided by The Salary Calc calculators and blog content are estimates only and are intended for general informational and educational purposes. They do not constitute professional financial, tax, legal, investment or medical advice.

United Kingdom users: The Salary Calc is not authorised or regulated by the Financial Conduct Authority (FCA). Nothing on this website constitutes a personal recommendation or regulated financial advice as defined by the Financial Services and Markets Act 2000. UK tax calculations use HMRC published rates and thresholds for the relevant tax year, but these may change following government announcements, Budgets or policy updates. Always verify your tax position with HMRC or a qualified chartered accountant, tax adviser or independent financial adviser (IFA) regulated by the FCA before making financial decisions.

United States users: The Salary Calc is not a registered investment adviser, broker-dealer, CPA firm or tax preparation service. Nothing on this website constitutes tax advice, investment advice, or a recommendation to buy, sell or hold any financial product. US tax calculations use IRS published rates, brackets and thresholds for the relevant tax year, but these are subject to annual inflation adjustments and legislative changes. Always verify your tax position with the IRS, a licensed CPA, enrolled agent (EA) or qualified tax professional before making financial decisions. State-specific calculations are estimates based on publicly available data and may not reflect local ordinances, exemptions or credits applicable to your situation.

Health calculators: Health and fitness calculations are based on general formulas, population averages and published medical guidelines. They are not a substitute for professional medical advice, diagnosis or treatment. Always consult a qualified healthcare provider before making decisions about your health.

The Salary Calc does not recommend or endorse any specific course of action, financial product, tax strategy or medical treatment based on calculator outputs. You assume full responsibility for any decisions made using information from this website.

4. Accuracy and Data Sources

We strive to provide accurate calculations by using official rates, published data and standard mathematical formulas from sources including HMRC, the IRS, the Office for National Statistics, the Bureau of Labor Statistics and other government agencies. However, we do not guarantee that the results produced by our calculators are error-free, complete or up to date at all times.

Tax rates, thresholds, allowances and official data may change at any time due to government policy, legislation or annual inflation adjustments. While we endeavour to update our tools promptly following such changes, there may be periods where calculations reflect outdated information. It is your responsibility to verify all figures independently before relying on them.

Calculations may also be simplified or rounded for clarity. Complex tax situations involving multiple income sources, cross-border taxation, business structures, trusts, or estate planning may not be fully modelled by our tools.

5. Affiliate and Advertising Disclosure

The Salary Calc may display advertisements through Google AdSense or other advertising networks. We may also include affiliate links to third-party products and services, including but not limited to mortgage brokers, tax software, savings accounts, investment platforms and insurance providers.

When you click on an affiliate link and make a purchase or sign up for a service, The Salary Calc may receive a commission at no additional cost to you. This compensation may influence which products or services are featured, and where and how they appear on the site. However, affiliate relationships do not affect the accuracy of our calculators or the editorial integrity of our content.

All opinions expressed in blog posts and guides are our own. We only recommend products and services we believe provide genuine value to our users. The presence of advertising or affiliate links does not constitute an endorsement or guarantee of any product, service or company.

6. Intellectual Property

All content, design, code, graphics, logos and trademarks displayed on The Salary Calc are the property of The Salary Calc and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any materials from this website without our prior written consent.

7. Limitation of Liability

To the fullest extent permitted by law, The Salary Calc and its operators shall not be liable for any direct, indirect, incidental, consequential or special damages arising from or in connection with your use of, or inability to use, our website or calculator tools. This includes, without limitation, any losses, damages or claims resulting from reliance on calculator results, errors in calculations, or interruptions to the service.

8. User Conduct

You agree to use The Salary Calc only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the site by, any third party. You must not misuse the site by knowingly introducing viruses, trojans or other malicious material, or attempt to gain unauthorised access to our servers or systems.

9. Third-Party Links

Our website may contain links to third-party websites or services. These links are provided for your convenience and do not signify endorsement of the linked content. The Salary Calc has no control over the content or availability of third-party sites and accepts no responsibility for any loss or damage arising from your use of them.

10. Changes to Terms

We reserve the right to update or modify these Terms of Service at any time without prior notice. Any changes will be effective immediately upon being posted on this page. We encourage you to review this page periodically to stay informed of any updates. The "Last updated" date at the top of this page indicates when these terms were most recently revised.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of England and Wales. For users accessing the site from the United States, these terms shall be interpreted consistently with applicable US federal and state laws to the extent required. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales, except where local law requires otherwise.

12. Contact Us

If you have any questions about these Terms of Service, please get in touch with us.